Business and Finance

Archive for July, 2010

Aug 11, 2008 – Toronto, Canada – Contact Innovations Inc. will be presenting at the 2008 Financial Services Technology Forum with cheque and eDocument Management Solutions on October 28 & 29 at the Design Exchange in Toronto, Canada.

Contact Innovations Inc. (“CI”), Toronto, Ontario, Canada delivers a broad range of Cheque and eDocument Management Solutions to financial industry, governments, utilities, non-profits and business throughout North America.  CI has been helping its clients with affordable, scalable, innovative imaging solutions since 1994.  CI’s products include: IA (ImageArchive) Cheque BackOffice and Remote Capture, IA Page, IA Statement, IA WebView, IA Remittance and IA FileOptics.  For our US clients, CI offers a Check21 ANSI X9.37 Exchange Interface to the Federal Reserve and other 3rd party exchanges.  In Canada, CI continues to work with clearing agents and financial institutions to implement TECP (truncation) in 2009.

CI will be demonstrating IA Cheque and IA Remittance Software utilizing Digital Check and Canon Image/MICR Scanners.  To learn more about Contact Innovations Inc. and our qualified resellers, check out our website at www.contactinnovations.com.  If you would like to talk to us about our experiences and services, please contact Cliff Copeland at 416-784-5191 x227 or visit us at our booth #204.

The 2008 Financial Services Technology Forum focuses on new, cutting-edge enterprise applications and solutions that are sustainable, flexible, and increase profitability, presented via interactive expositions and engaging conference sessions presented to all corporate users, from service providers to small, medium and large businesses alike.  Read more... (388 words, estimated 1:33 mins reading time)

Over the past decade or so we have been constantly bombarded with news about private and public projects that have either delivered scope at well over the expected budget or had to reduce scope to even come near to the original budget. Current thinking within project management methodologies only discuss the financial aspects of a project at a high level, leaving the “student” without any real way of working to greater understand the impact of their decisions on the financial results of the programme. In turn, the business case development is usually given minimal time and is a rushed job in the end. Investing in the correct people and time up front to review feasibility and secondly the business case is a must to ensure the total on target delivery of a project.

In the financial climate we are in, where budgets and costs are being cut, the time is now to ensure that whatever funding a company has available, that they invest it wisely – to do that you need to ensure that the project in the end – budget, costs and benefits are comprehensively reviewed.

With this in mind – using the Pathfinder Project Management Methodology as a basis, below are the 10 key steps to successful project financial management

(1) On new projects – invest time creating accurate feasibility studies and business cases, if this is a rushed job – in the end the results will deliver overspends.  Read more... (775 words, estimated 3:06 mins reading time)

Free Car Wash Business Plan for Loans

Obtaining Business Financing

When obtaining a business loan for a car wash business, it is imperative that you have a properly structured business plan that will assist you in showcasing how you intend to operate your Car Wash, how the business will operate, how you intend to market the business, the anticipated financial results of your company, and how you intend to repay your debt obligations. This sample loan business plan will provide you with the framework that you need in order to acquire a business loan for starting or expanding this type of business.

Executive Summary

Introduction

When obtaining a business loan for a car wash, it is imperative that your business plan has a clear and concise executive summary that provides an outline of what are seeking to accomplish, how much capital you are seeking to raise, the management biography of the business owner, and an overview of the anticipated profit and loss statements of the business. Here is an example of how the title paragraph should be written:

Car Wash, Inc. (“the Company”) is seeking a business loan of $100,000 in order to launch the operations of a car wash that will be based in San Francisco, California. The Company was founded in (Insert Year). The business was founded by Mr. John Doe.

Products and Services

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Features remarks by Ana Harvey, Assistant Administrator for Women’s Business Ownership at the US Small Business Administration (SBA), Karen Mills, Administrator of the SBA, and Nell Merlino, Founder, President & CEO of Count Me In. Also presents three tips for starting your business. Presented by the US Small Business Administration Office of Women’s Business Ownership ( www.sba.gov ) and Count Me In for Women’s Economic Independence (www.makemineamillion.org).

“God’s Away On Business” video